Product Description
Making health insurance in the U.S. more affordable and portable have been public policy challenges for many years. During the 1990s, many states experimented with forms of community rating (charging everyone the same price regardless of their age, health condition, etc.) and forms of guaranteed issue (must offer a policy if someone is willing to pay the premium) on health insurance companies that sell to the “small group” market (typically businesses too small … More >>

Destroying Insurance Markets

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